If you are struggling with money and everything is tight, the first thing you have to do is establish what we call the 4 walls. Food first before anything. Then the house and basic services. Then clothes and transport. Again, food, home, clothing, transportation, before everything else.
Keep a healthy perspective on your priorities
Many people who need advice are up to date with the credit card but are late with the house.
If you are late with an important account, let the card be a little late but never be late with your home while paying someone else. Keep a healthy perspective on your priorities.
Earn more money and sell anything that is not tied
If you are in a crisis situation I recommend trying to do everything possible to earn more money and sell anything that is not tied, screwed or glued to the house. Meanwhile we are living under the budget spending money in writing until it is finished and there we draw a line.
When there is no money everything that is below the line, for that month, is not paid. I’m going to decide in writing, by the way, who I’m going to pay before the scream starts with the bill collectors. I don’t like this but for now I have to draw a line there.
What I have discovered is that one works hard
What I have discovered is that one works hard, but very hard. Yes, there are a few lazy, lazy, lazy but the vast majority work hard.
And it’s a shame that we work so hard all our lives just to depend on the government when we retire. What a pity! What a shame. But on the contrary, if he makes money behave, he ends up with much more for all his work and effort.